Teri Moylan is a Broker/Realtor with KBT Realty Group - Keller Williams, in Wilmington North Carolina. Teri grew up on North Carolina, about two hours from Wilmington.

As a child, one of her favorite things was the family packing up for the day and heading to the beach with beach toys, rafts, and sunblock to make a great family day out. After college at the University of Tennessee in Knoxville, she ended up on the West Coast. In seven years, she found herself having moved four times working in entertainment marketing for the casino industry. She loved what the work she was doing, but after four moves, she realized that there is an art to relocation, and decided to take that personal experience and put it to work helping other people who were buying and selling real estate. 

Teri Moylan has been an active participant in the real estate industry for more than fifteen years. She started out selling in Reno, Nevada, and, when her son was born, she and her husband made an act ...

With the spirit of Thanksgiving, we are looking back at a year that has been fraught with challenges, and overflowing with opportunity.

KBT Realty Group and our partners have had the privilege of serving hundreds of clients with what for many is the largest financial transaction of their lives: buying and selling real estate. Despite the challenges of a global pandemic, lockdowns/re-openings, travel restrictions, personal interaction restrictions, and redefining the way we all are managing our work- and home-lives, at KBT, we have both survived, and thrived.






I am so thankful for the continued support of my friends, clients throughout the whacky year!

Becky Brown, Co-owner, KBT Realty Group



Thankful for our staff, our terrific agents, our wonderful clients and of course, the joy of being with family during the holidays!

Kirk Pugh, Co-owner, KBT Realty Group



I am thankful to live in such a supportive community and the ability to continue to serve ...

What's Up | Fall activities
Sat Nov 7, 2:30 - 4pm | Come Hear NC featuring Benny Hill at the Cameron Art Museum, call 910-777-2363 for reservations. You can purchase online tickets 

Sat Nov 7, noon | #Walk2EndAlz #ILM, info at https://chosenonetoday.com

Sat Nov 21, 12pm | 2020 Cape Fear Festival of Trees celebrating LifeCare's mission to support area families living with serious illness. Find information online. 

Sat Nov 21, 6pm | Virtual Candlelight Tour at Moores Creek National Battlefield, on Facebook Live at www.facebook.com/moorescreeknps

Sat Nov 21 and 28, 9am - 3pm | Kure Beach Holiday Market at Ocean Front Park

Sat Nov 28, 11am - 4pm | Downtown ILM Holiday Market at Temple Baptist Church



Team Updates | welcomes and congratulations 


Congratulations to Teri Moylan, who is now a licensed Realtor in North Carolina. She will be moving from her position directing team development at KBT Realty, back to her first love of working w ...

Call KBT, and the person who most likely picks up the phone is Janine Pugh, Director of Client Development. "Of the Kirk and Janine Pugh marriage, I'm definitely the social one," Janine laughs. "I love being able to talk with people and connect with them."

With a personality that is, as she describes it, very chatty, very outgoing, and very personable, Janine is perfectly suiting for her role at KBT.

For five years, Janine has been working with people who register on the KBT Realty Group website. If they are considering moving to the southeastern coastal North Carolina area, she is one of the first people at KBT that they are going to interact with. 

Janine's job is to work with prospective buyers to determine which communities they are considering, what their lifestyle is going to be like when they get to the Wilmington area, and to help them narrow down the types of neighborhoods they are thinking about, as well as the types of homes they are thinking about.  ...

What is a Home Appraisal?

A home appraisal is a judgement on the value of a home, conducted by a state-licensed or certified appraiser. An appraisal is the appraiser's professional opinion of a property’s value. The appraiser bases an appraisal on research into recent sales of comparable homes in the area, and on an assessment of the property and improvements. The final appraisal is based entirely upon the appraiser’s educated judgment. This is the value that is submitted to the buyer's lender before final loan approval for a specific property.

A bank or mortgage lender will require an appraisal to help gauge the risk of making a loan at a specific dollar amount. Because the actual property serves as collateral for a loan if the borrower defaults on the loan, the lender must ensure that the actual loan is not larger than the appraised value of the property.



What Happens When the Appraisal Comes in Short?

If the property appraises in line with the propos ...