What's Up | it's all about the pumpkins

Saturday, Oct 3, 2pm Fall Comes to the Farm, Humphrey Farm, Hubert / traditional fall festival plus a farm market and farm store. Get more info at their website.

Oct 24-25 Paranormal Investigation of the U.S.S. North Carolina Battleship / join fellow paranormal investigators for a full night of investigation aboard the battleship. Equipment provided. Learn more.

Saturday, Oct 31, 4pm 2020 Haunted Halloween + Trunk or Treat, Humphrey Farm, Hubert / costume contests for kids, adults and pets; games, trick-or-treating. Get more info at their website.

Barr Evergreens NC Pumpkin Patch!
2715 Shipyard Boulevard, Wilmington
Sunday - Monday 9am to 9pm

St. Paul's United Methodist Church Pumpkin Patch!
300 Harper Avenue, Carolina Beach
9am to 7pm (opens October 10)

Wesley Memorial United Methodist Church Pumpkin Patch!
1401 South College Road, Wilmington
Monday - Friday 1pm to 7pm / weekends noon to 7pm (opens October 14)

Meet Janine Pugh | the friendly voice of KBT

Call KBT, and the person who most likely picks up the phone is Janine Pugh, Director of Client Development.

"Of the Kirk and Janine Pugh marriage, I'm definitely the social one," Janine laughs. "I love being able to talk with people and connect with them."

With a personality that is, as she describes it, very chatty, very outgoing, and very personable, Janine is perfectly suiting for her role at KBT. For five years, Janine has been working with people who register on the KBT Realty Group website. If they are considering moving to the southeastern coastal North Carolina area, she is one of the first people at KBT that they are going to interact with. Watch the video.

What Happens When Your Home Appraisal Comes in Short?

When the property appraises in line with the proposed purchase price and the amount of the buyer's loan, there are generally no issues with the appraisal. But when the home appraisal - a judgement on the value of a home conducted by a state-licensed or certified appraiser - comes up short of the purchase price, buyers could find themselves in a financing conundrum.

Because the actual property serves as collateral for a loan if the borrower defaults on the loan, the lender must ensure that the actual loan is not larger than the appraised value of the property.

But what if the appraisal comes in for less than the buyer's offer on the home, and less than the requested loan? Rather than abandon the offer, buyers do have options. Read more here.

Wilmington NC Stats | by the numbers

3rd Quarter 2018 Cost of Living ... Composite 96.9
New Hanover County ... 26.4% Growth 2000-2010
Wilmington ... 40.4% Growth 2000-2010
Carolina Beach ... 21% Growth 2000-2010
New Hanover, Brunswick and Pender Counties combined population: 398,353 (2017)
New Hanover County Median Household Size ... 2.33 (2017)

Source: Wilmington Chamber of Commerce, www.wilmingtonchamber.org/demographic-statistics

Virtual Home Tours | safeguarding health for buyers and sellers

KBT Realty Group offers a variety of contact-less showing options for both remote buyers and others concerned about COVID-19 exposure risks. From FaceTime video calls to hosted, pre-recorded home tours, the KBT team continues to observe safe showing protocols for sellers and buyers.

Listings | featured properties

Like KBT Realty Group? Click to make it official!




KBT Realty Group - Keller Williams Realty | 1724 Gardner Drive, Suite 120 | Wilmington NC 28405
P 910.679.6577  E info@kbtrealty.com  W www.kbtrealty.com

If you have a brokerage relationship with another agency, this is not intended as a solicitation. All information deemed reliable but not guaranteed. Equal Opportunity Housing Provider. Each office is independently owned and operated.